Retirement Calculator

Plan your retirement with confidence. Calculate how much you need to save and if you're on track to meet your retirement goals.

Current Age

Planned Retirement Age

Life Expectancy

Average life expectancy in the US is 79 years, but planning for a longer life provides a safety margin.

Current Retirement Savings

Monthly Contribution

Current Annual Salary

Used to calculate your income replacement needs in retirement

Employer Match (%)

If your employer matches a percentage of your contributions

Income Replacement (%)

Financial experts typically recommend 70-85% of pre-retirement income

Expected Monthly Expenses in Retirement

If left blank, we'll estimate based on your income replacement percentage

Expected Investment Return (%)

Pre-retirement (typically 5-8% for diversified portfolios)

Post-Retirement Return (%)

Post-retirement (typically 4-6% for more conservative portfolios)

Inflation Rate (%)

Historical average is around 2-3%

Social Security (Monthly)

If unknown, leave blank for an estimate

Pension Income (Monthly)

Other Income (Monthly)

Part-time work, rental income, etc.

This calculator is for informational purposes only and should not be considered financial advice.

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